Seller closing costs in Florida

Common seller costs

• Documentary stamp tax on the deed. In most Florida counties, including Duval, St. Johns and Clay, it's $0.70 per $100 of the sale price.
• Owner's title insurance policy. In much of Northeast Florida, the seller customarily pays for the owner's policy and chooses the title company, though this is negotiable.
• Real estate commissions. Set by your listing agreement and always negotiable. Any compensation offered to the buyer's agent is also negotiated.
• Mortgage payoff and any related payoff fees.
• Prorated property taxes. Florida taxes are paid in arrears, so sellers credit the buyer for their share of the current year.
• HOA or CDD items such as estoppel letters, transfer fees and prorated dues.
• Settlement or closing fees charged by the title company.
• Repairs or credits negotiated after inspections.

Estimate your net

I'll prepare a seller net sheet that shows your likely proceeds at different sale prices, so you can make pricing and offer decisions with real numbers.

Costs and customs vary by county and by contract. This is general information, not legal or tax advice.